The Offer Decoder

What the offer is actually worth

Every component of a DSO offer is discounted to present value and probability-weighted. Holdbacks are modeled at an 85 percent expected release. Rollover is valued at your chosen exit multiple in year five. The compensation reset is carried across the employment term.

Deal terms

Defaults reflect a typical mid-market DSO structure. Replace them with the numbers on your letter of intent.

Headline purchase price$

Annual collections$

Cash at close% of price

Rollover equity% of price

Holdback / escrow% of price

Holdback releasemonths

Earnout amount$

Earnout achievement odds50%

Current owner take-home$

Post-close comp rate% of coll.

Employment termyears

Discount rate%

Rollover exit at year 5

Real consideration, present value

$3,422,035

$778K below the headline · 19% gap

At 25% rollover you are financing 25% of your own buyout and getting paid for it in five years, if there is an exit.

The numbers above stay visible either way.

Output is an illustrative model based on the inputs provided. It is not a valuation, an appraisal, or legal advice.